Your vision and eye health are essential parts of your daily life and should be prioritized as part of your overall wellness plan. With March being “Save Your Vision” month, we are here to remind you how important comprehensive eye care is, and how you can use your insurance benefits to keep your eyes healthy!
What Your Vision Insurance Covers
Maintaining good eye health requires regular check-ups and access to essential services like eye exams, prescription glasses, and contact lenses. Vision insurance plays a pivotal role in ensuring that individuals can affordably and effectively manage their eye care needs, promoting overall well-being and quality of life.
Vision insurance coverage may come as part of a health insurance plan or can be acquired separately as a standalone product. It generally encompasses various services and costs associated with maintaining eye health and ensuring clear vision, including:
- Routine eye exams: Vision insurance typically covers annual preventative and routine eye exams. These exams are crucial for early detection of eye conditions, monitoring eye health, updating prescriptions for glasses or contact lenses, detecting systemic health issues, and preventing eye strain from prolonged screen use.
- Eyeglasses: Most plans offer a significant benefit towards new frames and lenses. Some plans cover the entire cost of a basic pair, while other plans offer allowances or discounts towards the purchase of eyeglasses. Some plans also cover certain lens enhancements or options, such as anti-reflective coatings, photochromatic (darkening) lenses, blue light blocking coatings, etc.
- Contact lenses: Many plans also offer coverage towards the purchase of contact lenses and/or the contact lens fitting and evaluation.
- Discounts on additional services: Some insurance plans offer discounts or credits towards services that are not fully covered by the plan, such as lens upgrades, accessories, additional testing, or procedures such as laser vision correction, lens replacement surgery, or cataract surgery.
By taking proactive steps to monitor and maintain your vision, you not only safeguard your eyesight but also contribute to your overall health and quality of life. Investing in vision insurance and scheduling regular check-ups with an eye care professional are crucial steps towards ensuring that you continue to see the world clearly and enjoy the beauty around you for years to come.
An Insurance Agent Can Help
Remember to review your insurance plan to find out what is covered and if there are any limitations or exclusions to your plan. Contact LEB Insurance Group to get connected to an agent who can help you find the clear choice in vision plans for your unique needs!
