What is the Health Insurance Marketplace Open Enrollment?
The Open Enrollment Period for the Health Insurance Marketplace is the annual window during which individuals have the opportunity to enroll in, apply for, or renew their health insurance plans. Enrollment runs from November 1, 2023, through January 15th, 2024.
- Enroll by December 15 for coverage that starts on January 1.
- Enroll by January 15 for coverage that starts on February 1.
You can get coverage outside of Open Enrollment if you qualify for:
- A Special Enrollment Period following a qualifying life event such as losing other coverage, getting married, having a baby, or moving
- Medicaid or the Children’s Health Insurance Program (CHIP)
Getting a Health Insurance Marketplace Plan
Here are the 5 simple steps for getting coverage during Open Enrollment:
- Review your current coverage and decide what you need in 2024
- Compare options with a licensed health insurance agent
- Pick the best plan for your situation and budget
- Complete the enrollment process by or before January 15, 2024
- Pay your first premium to the insurance company for your coverage to start
Why Health Insurance Is Important
Nobody anticipates falling ill or encountering injuries, yet nearly everyone requires medical assistance at some point. Health insurance serves as a financial safety net, encompassing not only these necessary medical expenses but also offering a range of invaluable benefits.
- Health insurance provides coverage for essential health services.
- It safeguards against the burden of unforeseen, costly medical bills.
- You benefit from reduced expenses with in-network services.
- Preventative care, like vaccines, screenings, and some check-ups, is covered for free.
Explore Your Options
Rather than taking the DIY approach online (and risking choosing the wrong plan or overpaying for unnecessary coverage), we are here to help guide you. Together, our licensed agents will get you set up with the best plan tailored to your unique needs. Contact us today!
